First International Payday Loans

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Same day cash loans are those which are made available to the borrower at a short notice. This enables the borrower to satisfy his urgent needs. The credit sanctioned can be used to fulfill the financial needs of the applicant. These needs may be personal or professional.

The needs of the borrower maybe as follows;

- To pay Household expenses.
- To pay Utility bills.
- To pay for Car damage expenses.

The borrower is granted finance the same day he places the application for it. These loans charge a minimal rate of interest, as they are for a short time period. The lender is at risk as if the borrower defaults in repayment, he cannot recover the money from him. Same day cash loans are made available without checking the prior credit history of the applicant. So, people with bad credit history can also apply.

The lender decides the amount to be sanctioned depending upon the borrowers employment standing and his creditability. Generally the standard amount lent for this kind of advances ranges from $80- $ 1500, for a period of 1- 30days. The credit has to be repaid on the 30th day. If the borrower defaults in repayment on the agreed date a high interest is charged.

These advances are very practical and advantageous to both the lender and borrower. The borrower is not asked to submit extra documentation. The application process is hassle free. Placing of collateral against the credit lent is not mandatory.