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School days are just around the corner and even before the summer holiday is over, parents and students are already calculating the cost of school fees. What if their savings are not enough? Can you always get a payday loan online? Not always.

When and Why these Loans Cannot Help

Payday loan online lenders have different takes on lending amounts. While their lending policies vary, there are still options available. But here are some occasions when and reasons why these loans cannot always help:

* Low maximum payout -- The minimum pay-out is a hundred dollars and the maximum $1,500. If you need $3,000 from a payday loan, this is impossible. But wait; there are lenders willing to give you as much as $5,000 or even an amazing $50,000. But here is the catch; you cannot pay it in full the next payday, can you? To burst your bubble, you cannot pay the loan without growing worry warts.

* Gone are the days too of roll-over loans. You cannot roll-over your loan or get a new loan while you still have an existing loan. It is against the law. Well, the law can be problem if you are in this kind of mess, but later you will be glad that this law was there to protect you from unscrupulous lenders.